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Property Finance

Development, bridging and mortgage finance

Residential Development Finance

For new build, heavy or light refurbishment and development exit. We can accommodate development loans for most residential or mixed use schemes from £500k to £25m in England, Wales and mainland Scotland. Terms vary, typically 70% LTV, 80% LTC from 12-36 months with competitive rates from 6.5% to 10%. Experience preferred. Detailed planning permission required before property development loans may be drawn down.

Commercial Development Finance

For office, industrial and retail; new build and refurbishment schemes across the UK, from £500k to £10m over 12-24 months. Terms vary, typically LTV 70%, 85% LTC with competitive interest rates from 8%. Experienced developers only. Detailed planning permission required before commercial property loans may be drawn down.

Renewable Energy Finance

For biomass facilities, anaerobic digestion plants and solar farms in England. New build and refinance available for operational units from £1m to £25m. Ofgem tariff guarantee and RHI accreditation required. Renewable finance terms vary but typically 90% LTC and 70% LTV.

Bridging Finance

To cover most short-term funding situations, across the UK, from £250k to £25m from 3 months to 3 years. Wide range of sectors including residential investment property, commercial, mixed use and leisure. Terms vary, typically 50% to 70% LTV with rates from 7%. Property security required. Flexible ownership/structures.emes from £500k to £25m in England, Wales and mainland Scotland. Terms vary, typically 70% LTV, 80% LTC from 12-36 months with competitive rates from 6.5% to 10%. Experience preferred. Detailed planning permission required before property development loans may be drawn down.

Mortgage Finance

Available from £500k to £15m for acquisition, refinancing and investment scenarios, across England & Wales from 3 to 30 years, with fixed and variable options. Commercial mortgages, semi-commercial and residential mortgages. Loan terms vary, typically to 75% LTV with market leading rates from 4.1% for semi-commercial.